Loan Programs
Bank Statements
- Business and personal bank statements allowed (12 or 24 months)
- $3 million max loan amount
- Up to 85% LTV
- 620 min FICO
- P&L and expense ratio options available
- 30 and 40 year Interest Only programs available
- $500,000 max cash-out
Full Documentation
- Min FICO to 620
- 2 year housing event seasoning
- Max DTI to 50%
- 1-year documentation allowed
- Asset Depletion
- Non-Warrantable Condos allowed
- 30 and 40 year Interest Only programs available
- $500,000 max cash-out
DSCR
- Up to 20 financed properties allowed
- Min coverage ratio to 1.00
- Up to 80% LTV
- $500,000 max cash-out
- $2 million max loan amount
- 30 and 40 year Interest Only programs available
- Short Term Rentals Allowed
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